Introducing
DeFi-Lending 2.0

Launch App

0VIX, the core Polygon Money Market Protocol. Be part of the beta now.

Some of our
Features

Get Started
The Dynamic Interest Rate Curve

The dynamic interest rate curve incentivizes users to keep their liquidity on 0VIX in all market conditions and at extreme protocol utilization by providing the smoothest borrow rates in DeFi.

Powered by Quantitative in-house risk assessment research

With its data-driven approach, 0VIX leads the way in setting a new standard for risk measurement. 0VIX is continuously stress-tested across multiple scenarios in thousands of simulations to demonstrate its resilience in the most volatile markets.

Frictionless user experience

0VIX adopts a user-centric approach with its intuitive and easy-to-use platform.

Toxicity numbers

0VIX has pioneered Toxicity numbers to measure real-time liquidity risks of assets. This metric compares how much an asset is actively being used as collateral on lending markets vs how much liquidity is available to liquidate it safely w/o high slippage fees.

Pre-mined rewards

All users who supply or borrow to/from any market listed on 0VIX are eligible for pre-mined VIX rewards/incentives.

Vote on market rewards

0VIX is a community-led protocol. The community vote on improvement proposals and how rewards are distributed across markets.

Supply and borrow crypto assets

Supply and borrow blue-chips and stables. Earn APY in the token you supply plus additional VIX rewards. You can also earn VIX rewards to borrow!

24 hours liquidation probability

Get insights into the probability of getting liquidated in the next 24 hours, and how this probability stacks up in comparison to other protocol users.

Some of the Features

Get Started
Powered by Quantitative in-house Risk Assessment Research 

With its data-driven approach, 0VIX leads the way in setting a new standard for risk measurement. 0VIX is continuously stress-tested across multiple scenarios in thousands of simulations to demonstrate its resilience in the most volatile markets.

The Dynamic Interest Rate Curve

The dynamic interest rate curve incentivizes users to keep their liquidity on 0VIX in all market conditions and at extreme protocol utilization by providing the smoothest borrow rates in DeFi.

Toxicity Numbers

0VIX has pioneered Toxicity numbers to measure real-time liquidity risks of assets. This metric compares how much an asset is actively being used as collateral on lending markets vs how much liquidity is available to liquidate it safely w/o high slippage fees.

24 hours Liquidation Probability 

Get insights into the probability of getting liquidated in the next 24 hours, and how this probability stacks up in comparison to other protocol users.

Supply and Borrow Crypto Assets 

Supply and borrow blue-chips and stables. Earn APY in the token you supply plus additional VIX rewards. You can also earn VIX rewards to borrow!

Vote on Market Rewards

0VIX is a community-led protocol. The community vote on improvement proposals and how rewards are distributed across markets. 

Pre-mined Rewards 

All users who supply or borrow to/from any market listed on 0VIX are eligible for pre-mined VIX rewards/incentives. 

Frictionless User Experience 

0VIX adopts a user-centric approach with its intuitive and easy-to-use platform.

The next evolutionary step in
money-market protocols

0VIX’s elegant technology, smart tokenomics and frictionless UX makes DeFi lending future-proof and attractive to all users.
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Supply Assets

Choose from a list of assets and stablecoins and invest to receive a competitive APY.
Supply Now
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Borrow Assets

You can borrow against your supplied assets if you enable them as collateral for the protocol.
Borrow Now
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Borrow Assets

You can borrow against your supplied assets if you enable them as collateral for the protocol.
Borrow Now
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Pre-mined Rewards

Earn 0VIX with APRs after each epoch.
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Security

The most secure protocol for money
Peckshield
Watchpug
Omniscia
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Security

The most secure protocol for money
Peckshield
Watchpug
Omniscia
COOL SUB-HEAD

Team of 20+ Experts

Growth
Garry Krugljakow

Serial entrepreneur, experienced banker and a Forbes 30 under 30 in Finance. Helped initiate and build N26 and founded two FinTechs which are used daily by millions.

CTO
Hossam Saraya

10+ years of experience in software and web architectures, having co-founded 3 startups and lead 6+ software teams. Advocate for strong security, with experience implementing.

R&I
Daniele Pinna

Develops quantitative models for risk assessment and stress testing. His data-focused team manages the ideation and automation of our vault investment strategies.

See All Experts
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Advisors

Our advisors have a wealth of experience including building and assisting top DeFi protocols and FinTech firms.
Amadeo Brands
Freelance DeFi consultant & Investor
@0xKeno
Core Sushi Developer
Sameep Singhania
QuickSwap CTO
Hamzah Khan
Head of DeFi Polygon
@BENJAMIN918
Core Team at QiDao
Captain Nemo / @NCEROVAC
Polygon Evangelist

Start Earning Now
With High Percents

Multiply your earnings with high APY rates and earn 0vix with high APR rates

Launch App

Introducing
DeFi-Lending 2.0

0VIX, the core Polygon Money Market Protocol. Be part of our beta now.

Launch App

Claim 0VIX

Every interaction with the protocol makes you eligible for claiming 0VIX.

Vote For
Market Rewards

Every 10 days you can use your ve0VIX to vote for how rewards should be distributed across markets to all participants.

Borrow Assets

You can borrow against your supplied assets if you enable them as collateral for the protocol.

Lock 0VIX

You can choose to lock your 0VIX for a predefined or custom time period. In turn, you will receive ve0VIX tokens proportional to the time period you have locked in for.

Borrow Assets

You can borrow against your supplied assets if you enable them as collateral for the protocol.

Lock 0VIX

You can choose to lock your 0VIX for a predefined or custom time period. In turn, you will receive ve0VIX tokens proportional to the time period you have locked in for.

Vote For
Market Rewards

Every 10 days you can use your ve0VIX to vote for how rewards should be distributed across markets to all participants.

Security

The most secure protocol for money
PeckShield
Watchpug
Omniscia

Team

CEO
GARRY KRUGLJAKOW
Founder GOGO protocol, serial entrepreneur, experienced banker and a Forbes 30 under 30 in Finance. Helped initiate and build N26 and founded two FinTechs which are used daily by millions.
CTO
Hossam Saraya
10+ years of experience in software and web architectures, having co-founded 3 startups and lead 6+ software teams. Advocate for strong security, with experience implementing.
CMO
Julian Koster
7+ years in full funnel and data-driven marketing focusing on growth and brand development. Highlighted as a Forbes 30 under 30 in Finance.
R&I
DANIELE PINNA
Develops quantitative models for risk assessment and stress testing. His data-focused team manages the ideation and automation of our vault investment strategies.
Daniele Pinna
Head of Quantitative Research
Garry Krugljakow
CEO
Hossam Saraya
CTO
Nima Boustanian
Head of Product
Jessie Schloss
Executive Assistant
Jonny Brinchmann
Marketing Lead
Sujin K.
Senior Frontend Developer
Daniel Peled
Business Development
Huseyin Cagatayhan Kurt
UI/UX Designer

Advisors

Our advisors have a wealth of experience including building and assisting top DeFi protocols and FinTech firms.
Amadeo Brands
Freelance DeFi consultant & Investor
@0xKeno
Core Sushi Developer
Sameep Singhania
QuickSwap CTO
Hamzah Khan
Head of DeFi Polygon
@Benjamin918
Core Team at QiDao
Captain Nemo / @Ncerovac
Polygon Evangelist
mudit gupta
CISO @ Polygon
Blockchain Security Researcher
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